Photography insurance

15% discount on specialist photography insurance*

black DSLR camera with preview screen of female photographer taking photograph of mountain landscape
*Discount automatically applied. Available for new photoGuard policies.
DSLR

photoGuard 15% discount!

Get 15% discount on specialist photography insurance!

Save on our camera insurance today! Take a look at what we can offer you and get the discount below!

Camera and accessory insurance from photoguard

Insurance for cameras, lenses and much more

At photoGuard, we provide specialist photography insurance for cameras and equipment to amateur photographers, professionals and everyone in-between. With cover that includes theft and accidental damage at home or on a shoot and Public Liability insurance, you can feel protected whenever you’re behind the lens.

new customer

If you're a new customer, then we can point you in the right direction.

existing customer

If you're an existing policy holder then we're here to help with anything you need.

what's covred with photoguard?

Snap up a quote on cover so good, you'd never want to be caught without it

However you put your camera to use, we can help provide the cover you need. This includes cover for theft and accidental damage, including:

What's Covered with photoguard

Whatever you're shooting with, we've got a photography insurance policy to suit

Professional photographers insurance

Great protection for professionals

  • Equipment cover icon

    Equipment Cover

    Your tools are important to you

    That’s why we can cover your equipment against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply.
  • Camera icon

    In-Vehicle Cover

    Theft can hit you hard

    Our protection includes cover for your photography equipment when it’s in your car. Storage and security requirements apply.
  • Shield icon

    Up to £10m Public Liability for you and your assistants

    Accidents can happen, especially when you’re out in public

    We can protect you and your photography assistants on the same policy for up to £5m liability cover (excludes drone use and any liability incident in North America).

Insurance for all photographers

It's not just for the Big Shots

No matter what style of photography you’re focussed on, you could be protected by photoGuard.

  • Amateurs

    Your hobby doesn’t need to be stressful

    Photography is one of the most relaxing uses of your time. If your camera helps you unwind, then you shouldn’t need to worry about what might go wrong. However you put your camera to use, we can provide the cover to suit your needs.
  • Professionals

    With our cover, you don't need to worry while you work

    Your camera equipment is your livelihood, so the impact of something going wrong doesn’t bear thinking about. We have over 20 years of experience protecting professional photographers, so we understand what you need from an insurance policy.
  • Semi-professionals

    Insurance designed to keep you behind the lens

    You'll know that there's more to photography than just pointing and clicking and you might even own some additional kit to get that perfect shot. Even if you aren't relying on your talents to earn a living, you'll still want to keep your equipment safe. Luckily, with photoGuard you can.

  • Students

    Protect your camera away from home

    As a student, insurance might not be the most exciting subject, but as you improve and start to own more equipment, you’ll realise that any kind of theft or loss could hit you hard. Take a look at what our cover can offer students and get a quote from us today.
  • Videographers

    Specialist cover for filmmakers

    Shoots can be hectic, so our policy includes protection against accidental damage, theft and Public Liability cover for your video camera and accessories. If filming is your passion or how you earn a living, then we can keep you covered.

Making a claim with Photoguard

We've made making a claim so easy

If you've suffered damage to or theft of your camera, we know how distressing it can be. That's why we'll do everything possible to deal with your claim promptly and get you back out filming and taking pictures again. Our easy-to-use claims process is listed below with some helpful information regarding what to do if you need to make a claim.

1. Call the police

If you’ve been the victim of theft or malicious damage, your first port of call should be to inform the police.

2. Contact our claims team

Contact our in-house UK team to make your claim.

You can call us on: 0333 004 1999 to get started, or alternatively, you can email us with details of your claim at: claims@guardcover.co.uk

3. Make your claim

We'll provide you with your claim reference and talk you through the next steps. Should we need any further information to help process your claim, we can explain what's needed and support you.

Benefits for photoguard customers

Let's shine a light on these policy benefits

Look at how much protection you can enjoy.

  • 30 Days Travel Cover

    Heading away on holiday or for work?

    Our cover automatically extends beyond the UK with 30 days worldwide cover.
  • Amateurs and Professionals

    Is photography your hobby or profession?

    We understand that people who love photography need a policy that is as serious about it as they are.
  • Equipment Cover

    Want to protect your photography gear?

    Our insurance is designed for your camera equipment. That’s why we can cover against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply.
  • £2,000 Equipment Hire

    Making a claim with us and still need a hire camera?

    It’s covered as part of our claims service. Up to £2,000 equipment hire available if you need it.
  • Shield icon

    In-Vehicle Cover

    Worried about your kit while it’s in the car?

    Our In-Vehicle Cover is automatically included. We know that theft is an issue, so you may want to cover photography equipment which is stored in the car when you're away from home. Storage and security requirements apply.
  • Lend to a Friend

    Letting a trusted friend borrow your camera?

    Don’t worry, you’ll still be protected should someone accidentally damage your kit whilst borrowing it. Limits apply.
  • New for Old Cover

    If disaster strikes, why should you lose out?

    Get no value depreciation on your camera and kit when you use our approved claims service. Evidence of ownership is needed if you make a claim.
  • Public Liability

    Taking your camera out in public?

    We know that accidents can happen. That’s why we will protect you against third party damage or injury claims (excludes drone use and any liability incident in North America).

photoGuard customers say this...

We pride ourselves on delivering a personal service to every photographer that we help protect. You don't have to take our word for it though, check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.

Read our latest articles and guides

Whether you're a professional photographer, or it's a part-time passion, you can find our helpful hints and tips in our latest articles, as well as a number of guides to help you become the best photographer you can be.