Capture the moment

Camera insurance that helps you focus

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Camera and accessory insurance from photoGuard

Insurance for cameras, lenses and much more

Household insurance may not provide the level of cover needed when you’re serious about photography, such as cover when away from the home, accidental damage whilst out on a shoot or Public Liability protection. That’s where a specialist photography insurance provider can help. From amateurs to professional photographers and everyone in-between, photoGuard want you to feel confident and reassured knowing that your camera and equipment is protected no matter what happens.

A message to our policyholders

If, as a result of coronavirus (COVID-19), you are experiencing temporary financial difficulties and/or may have difficulty with future premium payments, please contact our customer service team on 0333 004 6555. We will discuss your situation with you to establish if there are any measures which can be taken which may assist you at this time.

In light of recent events, we have posted a message to all of our policyholders on the steps we’ve taken to maintain our high level of customer service and how you can get in touch with us. You can read more here.

New Customer

If you're a new customer, then we can point you in the right direction.

Existing Customer

If you're an existing policy holder then we're here to help with anything you need.

What’s covered with photoGuard?

Snap up a quote on cover so good, you’d never want to be caught without it

However you put your camera to use, we can help provide the cover you need. This includes cover for theft and accidental damage, including:

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  • Cover in the UK & 30 days worldwide
  • Public Liability up to £1million
  • Up to £2,000 equipment hire
  • Cover for pre-owned cameras & lenses
  • New for old cover on your camera and kit

What’s covered with photoGuard?

Whatever you’re shooting with, we’ve got a photography insurance policy to suit

Professional photographers insurance

Great protection for professionals

Your tools are important to you...

That’s why we can cover your equipment against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply.

Theft can hit you hard...

Our protection includes cover for your photography equipment when it’s in your car. Storage and vehicle security requirements apply.

Accidents can happen, especially when you’re out in public...

We can protect you and your photography assistants on the same policy for up to £5m liability cover (excludes drone use & any liability incident in N. America).

Insurance for all photographers

It's not just for the Big Shots

No matter what style of photography you’re focussed on, you could be protected by photoGuard.

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With our cover, you don't need to worry while you work.

Your camera equipment is your livelihood, so the impact of something going wrong doesn’t bear thinking about. We have over 20 years’ experience protecting professional photographers, so we understand what you need from an insurance policy.

Insurance designed to keep you behind the lens.

You'll know that there's more to photography than just pointing and clicking and you might even own some additional kit to get that perfect shot. Even if you aren't relying on your talents to earn a living, you'll still want to keep your equipment safe. Luckily, with photoGuard you can.

Protect your camera away from home.

As a student, insurance might not be the most exciting subject, but as you improve and start to own more equipment, you’ll realise that any kind of theft or loss could hit you hard. Take a look at what our cover can offer students and get a quote from us today.

Specialist cover for filmmakers.

Shoots can be hectic, so our policy includes protection against accidental damage, theft and Public Liability cover for your video camera and accessories. If filming is your passion or how you earn a living, then we can keep you covered.

Your hobby doesn’t need to be stressful.

Photography is one of the most relaxing uses of your time. If your camera helps you unwind, then you shouldn’t need to worry about what might go wrong. However you put your camera to use, we can provide the cover to suit your needs.

Making a claim with photoGuard

We’ve made making a claim so easy

If you've suffered damage to or theft of your camera, we know how distressing it can be. That's why we'll do everything possible to deal with your claim promptly and get you back out filming and taking pictures again. Our easy-to-use claims process is listed below with some helpful information regarding what to do if you need to make a claim.

1. Call the police

If you’ve been the victim of theft or malicious damage, your first port of call should be to inform the police.

2. Contact our claims team

Contact our in-house UK team to make your claim.

You can call us on: 0333 004 6555 to get started, or alternatively, you can email us with details of your claim at: claims@guardcover.co.uk

3. Make your claim

We'll provide you with your claim reference and talk you through the next steps. Should we need any further information to help process your claim, we can explain what's needed and support you.

Benefits for photoGuard customers

Let’s shine a light on these policy benefits

Look at how much protection you can enjoy.

Heading away on holiday or for work?

Our cover automatically extends beyond the UK with 30 days worldwide cover.

Is photography your hobby or profession?

We understand that people who love photography need a policy that is as serious about it as they are.

Want to protect your photography gear?

Our insurance is designed for your camera equipment. That’s why we can cover against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply.

Making a claim with us and still need a hire camera?

It’s covered as part of our claims service. Up to £2,000 equipment hire available if you need it.

Worried about your kit while it’s in the car?

Our In-Vehicle Cover is automatically included. We know that theft is an issue, so you may want to cover photography equipment which is stored in the car when you're away from home. Storage and vehicle security requirements apply.

Letting a trusted friend borrow your camera?

Don’t worry, you’ll still be protected should someone accidentally damage your kit whilst borrowing it. Limits apply.

If disaster strikes, why should you lose out?

Get no value depreciation on your camera and kit when you use our approved claims service. Evidence of ownership is needed if you make a claim.

Taking your camera out in public?

We know that accidents can happen. That’s why we will protect you against third party damage or injury claims (excludes drone use & any liability incident in N. America).

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photoGuard customers say this...

We pride ourselves on delivering a personal service to every photographer that we help protect. You don't have to take our word for it though - check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.

Recent posts

We want to make sure that you keep getting enjoyment out of your photography. Whether you earn a living from it, or if it's a part-time passion. In our articles section, you can find hints and tips, as well as a number of articles and guides to help you become the best photographer you can be.

Guide to still life photography

Everything you need to know about still life photography

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The best photography accessories and gadgets 2020

9 great gift ideas that any photographer will enjoy!

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How to get perfect photographs of your food

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