*Price based on a camera and bag worth £204, in a GL5 postcode area. Annual premium of £12.27. Prices are correct as at 23/09/19

Action Cameras

Protect your action camera for £1.05 per month

*Price based on a camera and bag worth £204, in a GL5 postcode area. Annual premium of £12.27. Prices are correct as at 23/09/19

Key features 


On the move with your action camera? From GoPros to action cameras, we let you get creative whether it’s for work or just for fun. Robust and easily portable, you can get a variety of accessories to make shooting on the go that much easier. As the perfect partner for your adventures, you’ll want to keep it safe. Fortunately, we can provide protection to your action camera so you can make full use of one of the most popular gadgets around.

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Public Liability

Accidents can happen, especially if you’re out in public. That’s why we will protect you against third party damage or injury claims (excludes any liability relating to your use or ownership of a drone). 

 

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Equipment Cover

Our insurance is designed for your camera equipment. That's why we can cover against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply.

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In-Vehicle Cover

We know theft is an issue and you may want to cover photography equipment which is stored in the car. Our In-Vehicle Cover is automatically included. Storage and vehicle security requirements apply.

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Equipment Hire

Making a claim with us and still need a hire camera? It’s covered as part of our claims service. Up to £2,000 equipment hire available if you need it.

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Amateurs & Professionals

Whether photography is your hobby or your profession, we understand people who love photography need a policy that is as serious about it as they are.

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Lend to a Friend

Letting a trusted friend borrow your camera? Don’t worry, you’ll still be protected should something happen while someone else uses it.

Personal Accident Cover

If you've suffered an unfortunate and serious accident while using your photography equipment, then we can provide up to £10,000 in personal injury relief.

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New for Old Cover

No value depreciation on your camera and kit when you use our approved claims service, which are all handled in-house by our own photography claims team – no outsourcing to a third party. Evidence of ownership is needed if you make a claim.

Pre-Owned cameras and lenses

Pre-Owned Cameras & Lenses

Choose the cover that suits your budget. Your pre-owned camera bodies and lenses can be covered on a new for old basis or at their pre-owned value - you can choose. Proof of purchase is required.


Our optional extras


Want even more from your cover? If you’ve got projects lined up abroad, or if you need extra reassurance when you’re working closer to home, our extended covers might be just what you need. You can choose to protect your gear wherever you roam, or extend your cover against liability claims in case something goes wrong.

Worldwide camera insurance

Global Travel 

30 days of travel cover not enough? If you’re away with work or if you’re planning a worldwide adventure, you can extend your policy to include 365 days of global travel cover.

 

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Extended liability

£5m Public Liability

Extend your Public Liability cover and get protection for you and those who assist you in photography or filming against third-party damage or injury claims of up to £5million.

 

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Mechanical Breakdown

It’s frustrating if your camera breaks down outside its warranty. Our extended Mechanical Breakdown option will cover faulty kit that's up to 5 years old.


What does camera insurance cover?


Want to find out even more about our cover? If you're wondering about what's included in your action camera insurance then we've answered a few questions for you below.

Can I get camera insurance for extreme sports photography?

Again, we cover photographers across a wide range of genres and offer a policy that allows you to choose the cover that suits you best. We can provide insutance for your photographic or film equipment, so long as it is being used in the way that it was designed. Security requirements will apply.

Can I get camera insurance for motorsports photography?

We can provide insurance cover for your photographic or film equipment so long as it is being used in the way that is was designed – we cover photographers across a wide range of genres and offer a policy that allows you to choose the cover that suits you best. Security requirements will apply.

Can I get camera insurance for travelling abroad?

We can provide camera insurance if you're travelling abroad, but this depends on the options you choose. Included as standard with your policy, you are covered anywhere in the UK and up to 30 days worldwide in total during your period of insurance. If you need more extensive cover, you can choose our Global Travel option, which will extend your worldwide cover for the full policy period.

Does my camera insurance cover me if I'm flying abroad?

This depends on the exact circumstances and what options were available to you, but it is advisable that you carry your equipment as cabin luggage. If government or airline restrictions prevent this, you may want to assess if you need to take all of your equipment with you. Provided the equipment is in a purpose designed equipment case, it is covered for accidental damage. Theft is covered, provided you can demonstrate forcible entry into the bag or suitcase. We regret that loss of baggage containing your equipment is not covered with photoGuard.

Can I get insurance for my drone or UAV?

Yes, we can insure drones or UAV's, as long as they are used as part of your photographic or filming activity. There are some important requirements and exclusions to be aware of:

  • Cover will only apply if you have complied with the legal requirements for drone/UAV operation of the United Kingdom government and any Civil Aviation Authority guidelines.
  • Drones/UAVs are not covered under the Lend To A Friend, Public Liability, Personal Accident or Mechanical Breakdown sections of cover.
  • Drones/UAVs are not covered for any accidental damage that occurs within the first 21 days of the drone / UAV being added to your Insurance Schedule as an insured item.
  • We cannot cover any loss related to drone flyaway and where the drone cannot be recovered.

Do you supply one-off cover for a single event or can I get camera insurance for just one day?

We do not offer any cover on a short-term or temporary basis. Cover for a single event can often work out more expensive as an annual policy, so our insurance is provided on an annual basis to give you a more cost-effective solution.