Photography insurance

10% discount for Erskine Murray customers*

Specialist photography insurance from photoguard

Welcome to photoGuard

With over 20 years of experience protecting photographers, we are excited to be offering a 10% discount off photoGuard insurance for Erskine Murray customers. So, whether you're out on a shoot or taking pictures in your spare time, whenever you're behind the lens you can be confident that we've got you and your camera covered.

Why choose photoGuard?

One of the great things about photography is capturing the unexpected, but no photographer wants to be on the end of a nasty surprise. With our specialist photography insurance, it doesn't matter if you're a professional photographer or someone who takes pictures in their spare time, we can help you focus on capturing the moment.

*To access the 10% discount, you can either phone 0333 004 6555 quoting EM10 or click on the GET A QUOTE buttons on this page. Note: GET A QUOTE buttons on other pages throughout this website will not include the 10% discount. Only valid for new photoGuard customers taking out an annual policy.

Over 20 years of insurance to UK photographers

Over 20 years of Guardcover, supporting your passion

What can photoGuard offer photographers?

See how photoGuard can protect you, your camera and equipment

20 Years of Experience

We know what it takes to protect the things that matter to you.

Quick and Simple

We've made it quick and easy to get a quote in seconds.

0% Monthly Payment

Spread your payments across the year at no extra cost.

UK Customer Service

Our customer service team is ready to help you with all your questions.

Online Account

Your online account is an easy way to access and manage your policies 24/7.

In-House Claims Service

We don’t pass you on to third-party claims companies. Our own, experienced UK claims team are there to help when you need us most.

benefits for photoguard customers

What am I covered for?

Look at how much protection you can enjoy with photoGuard

  • 30 Days Travel Cover

    Heading away on holiday or for work?

    Our cover automatically extends beyond the UK with 30 days worldwide cover.
  • Amateurs and Professionals

    Is photography your hobby or profession?

    We understand that people who love photography need a policy that is as serious about it as they are.
  • Equipment Cover

    Want to protect your photography gear?

    Our insurance is designed for your camera equipment. That’s why we can cover against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply.
  • £2,000 Equipment Hire

    Making a claim with us and still need a hire camera?

    It’s covered as part of our claims service. Up to £2,000 equipment hire available if you need it.
  • Shield icon

    In-Vehicle Cover

    Worried about your kit while it’s in the car?

    Our In-Vehicle Cover is automatically included. We know that theft is an issue, so you may want to cover photography equipment which is stored in the car when you're away from home. Storage and security requirements apply.
  • Lend to a Friend

    Letting a trusted friend borrow your camera?

    Don’t worry, you’ll still be protected should someone accidentally damage your kit whilst borrowing it. Limits apply.
  • New for Old Cover

    If disaster strikes, why should you lose out?

    Get no value depreciation on your camera and kit when you use our approved claims service. Evidence of ownership is needed if you make a claim.
  • Public Liability

    Taking your camera out in public?

    We know that accidents can happen. That’s why we will protect you against third party damage or injury claims (excludes drone use and any liability incident in North America).
What's included with photoGuard insurance?

Optional extras for your camera

Global Travel - 30 days of travel cover not enough? If you’re away with work or if you’re planning a worldwide adventure, you can extend your policy to include 365 days of global travel cover plus additional travel benefits.

£5m or £10m Public Liability - Extend your Public Liability cover and get protection for you and those who assist you in photography or filming against third party damage or injury claims. Cover does not apply in North America.  

Mechanical Breakdown - It’s frustrating if your camera breaks down outside its warranty. Our breakdown option will cover faulty kit that's up to five years old and owned from new. Excludes drones and technology items.

Your policy document explorer

For customers whose policy started before 1st January 2021, you can access your policy documents here.

Existing customers: If you have an existing policy before September 23rd 2019, then you can contact our team for information on your policy.

You can email us at: support@guardcover.co.uk or call us on: 0333 004 6555

photoGuard customers say this...

We pride ourselves on delivering a personal service to every photographer that we help protect. You don't have to take our word for it though, check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.