Camera clubs

Insurance for camera club members across the UK*


Specialist photography insurance from photoGuard

Protect your camera and photography equipment

With over 20 years of experience protecting photographers, we are excited to be offering a 10% discount off photoGuard insurance for camera club members. So, whether you're out on a shoot or taking pictures in your spare time, whenever you're behind the lens you can be confident that we've got you and your camera covered.

Why choose photoGuard?

One of the great things about photography is capturing the unexpected, but no photographer wants to be on the end of a nasty surprise. With our specialist photography insurance, it doesn't matter if you're a professional photographer or someone who takes pictures in their spare time, we can help you focus on capturing the moment.

*To access the 10% discount, you can either phone 0333 004 6555 quoting CLUBS or click on the GET A QUOTE buttons on this page. Note: GET A QUOTE buttons on other pages throughout this website will not include the 10% discount. Only valid for new photoGuard customers taking out an annual policy.

Want to join our photoGuard Affiliate Programme?

Partner with us today and we'll supply you with approved assets to promote photoGuard insurance to your members. In return, you'll receive a commission share for each new photoGuard business policy taken our following a referral from your emails, social channel or website. Check out our Affiliates page for more information.


Over 20 years of Guardcover, supporting your passion


What can photoGuard offer photographers?

See how photoGuard can protect you and your photography equipment

20 Years of Experience

We know what it takes to protect the things that matter to you.

Quick and Simple

We've made it quick and easy to get a quote in seconds.

0% Monthly Payment

Spread your payments across the year at no extra cost.

UK Customer Service

Our customer service team is ready to help you with all your questions.

Online Account

Your online account is an easy way to access and manage your policies 24/7.

Public Liability

Choose public liability as a standalone policy or combine it with other cover

Benefits for photoGuard customers

What am I covered for?

Look at how much protection you can enjoy with photoGuard

Heading away on holiday or for work?

Our cover automatically extends beyond the UK with 30 days worldwide cover.

Is photography your hobby or profession?

We understand that people who love photography need a policy that is as serious about it as they are.

Making a claim with us and still need a hire camera?

It’s covered as part of our claims service. Up to £2,000 equipment hire available if you need it.

Worried about your kit while it’s in the car?

Our In-Vehicle Cover is automatically included. We know that theft is an issue, so you may want to cover photography equipment which is stored in the car when you're away from home. Storage and vehicle security requirements apply.

If disaster strikes, why should you lose out?

Get no value depreciation on your camera and kit when you use our approved claims service. Evidence of ownership is needed if you make a claim.

Want to protect your photography gear?

Our insurance is designed for your camera equipment. That’s why we can cover against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply.

Letting a trusted friend borrow your camera?

Don’t worry, you’ll still be protected should someone accidentally damage your kit whilst borrowing it. Limits apply.

Taking your camera out in public?

We know that accidents can happen. That’s why we will protect you against third party damage or injury claims (excludes drone use & any liability incident in N. America).

What's included with photoGuard insurance?

Optional benefits

Global Travel - 30 days of travel cover not enough? Extend your cover to 365 days worldwide. Includes up to £300 photography case transit-damage cover.

£5m Public Liability - Extend your Public Liability cover and get protection for you and those who assist you in photography or filming against third-party damage or injury claims of up to £5million.

Mechanical Breakdown - It’s frustrating if your camera breaks down outside its warranty. Our extended Mechanical Breakdown option will cover faulty kit that's up to 5 years old.


Your policy document explorer

Take a moment to explore the details of your cover in the policy documents below.

Existing customers

If you have an existing policy with either APIS or Photo Liabilityguard, then you can contact our team for information on your policy.

You can email us at: or call us on: 0333 004 6555

photoGuard customers say this...

We pride ourselves on delivering a personal service to every photographer that we help protect. You don't have to take our word for it though - check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.