Features and Benefits

Helping you take care of the things that matter most

What our cover can do for you


Photography can take you anywhere and everywhere, whether you’re travelling to exotic locations or if you’re staying within the comfort of your own studio. Our insurance is designed to follow you wherever you go, to make sure that you can get the best shot, every time. We include protection against accidental damage and theft of your camera and accessories, as well as cover for when a friend has borrowed your equipment. We can provide protection for both your lighting and filming equipment when you take out a policy with us, and our cover can be extended to cover you from the risk of damage to third party property. Take a look at the features of our cover and what our insurance can offer to photographers of all abilities below.

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Public Liability

Accidents can happen, especially if you’re out in public. That’s why we will protect you against third party damage or injury claims (excludes any liability relating to your use or ownership of a drone). 

 

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Equipment Cover

Our insurance is designed for your camera equipment. That's why we can cover against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply.

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In-Vehicle Cover

We know theft is an issue and you may want to cover photography equipment which is stored in the car. Our In-Vehicle Cover is automatically included. Storage and vehicle security requirements apply.

Camera Equipment Hire

Equipment Hire

Making a claim with us and still need a hire camera? It’s covered as part of our claims service. Up to £2,000 equipment hire available if you need it.

Amateur and pro photography insurance

Amateurs & Professionals

Whether photography is your hobby or your profession, we understand people who love photography need a policy that is as serious about it as they are.

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Lend to a Friend 

Letting a trusted friend borrow your camera? Don’t worry, you’ll still be protected should something happen while someone else uses it.

Personal Accident Cover

Personal Accident Cover

If you've suffered an unfortunate and serious accident while using your photography equipment, then we can provide up to £10,000 in personal injury relief. 

New for Old Camera Equipment

New for Old Cover

No value depreciation on your camera and kit when you use our approved claims service, which are all handled in-house by our own photography claims team – no outsourcing to a third party. Evidence of ownership is needed if you make a claim.

Pre-Owned cameras and lenses

Pre-Owned Cameras & Lenses

Choose the cover that suits your budget. Your pre-owned camera bodies and lenses can be covered on a new for old basis or at their pre-owned value - you can choose. Proof of purchase is required.


Our optional extras


Want even more from your cover? If you’ve got projects lined up abroad, or if you need extra reassurance when you’re working closer to home, our extended covers might be just what you need. You can choose to protect your gear wherever you roam, or extend your cover against liability claims in case something goes wrong.

Worldwide camera insurance

Global Travel 

30 days of travel cover not enough? If you’re away with work or if you’re planning a worldwide adventure, you can extend your policy to include 365 days of global travel cover.

 

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Extended Liability

£5m Public Liability

Extend your Public Liability cover and get protection for you and those who assist you in photography or filming against third-party damage or injury claims of up to £5million.

 

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Mechanical Breakdown

Mechanical Breakdown

It’s frustrating if your camera breaks down outside its warranty. Our extended Mechanical Breakdown option will cover faulty kit that's up to 5 years old.