Key features
Compact cameras can be as light as a feather, but their dainty size doesn't mean that you sacrifice any significant photo quality. Also known as the point-and-shoot, their ease of use and portability make these the perfect camera for a quick getaway. Our insurance can protect you against theft, accidental damage and vandalism. If you’re planning a trip away, our policies can even be extended to provide the cover you need overseas.
Public Liability
Accidents can happen, especially if you’re out in public. That’s why we will protect you against third party damage or injury claims.
Equipment Cover
Our insurance is designed for your camera equipment. That's why we can cover against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply.
In-Vehicle Cover
We know theft is an issue and you may want to cover photography equipment which is stored in the car. Our In-Vehicle Cover is automatically included. Storage and vehicle security requirements apply.
Equipment Hire
Making a claim with us and still need a hire camera? It’s covered as part of our claims service. Up to £2,000 equipment hire available if you need it.
Amateurs & Professionals
Whether photography is your hobby or your profession, we understand people who love photography need a policy that is as serious about it as they are.
Lend to a Friend
Letting a trusted friend borrow your camera? Don’t worry, you’ll still be protected should something happen while someone else uses it.
Personal Accident Cover
If you've suffered an unfortunate and serious accident while using your photography equipment, then we can provide up to £10,000 in personal injury relief.
New for Old Cover
No value depreciation on your camera and kit when you use our approved claims service, which are all handled in-house by our own photography claims team – no outsourcing to a third party. Evidence of ownership is needed if you make a claim.
Pre-Owned Cameras & Lenses
Choose the cover that suits your budget. Your pre-owned camera bodies and lenses can be covered on a new for old basis or at their pre-owned value - you can choose. Proof of purchase is required.
Public Liability
Accidents can happen, especially if you’re out in public. That’s why we will protect you against third party damage or injury claims.
Equipment Cover
Our insurance is designed for your camera equipment. That's why we can cover against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply.
In-Vehicle Cover
We know theft is an issue and you may want to cover photography equipment which is stored in the car. Our In-Vehicle Cover is automatically included. Storage and vehicle security requirements apply.
Equipment Hire
Making a claim with us and still need a hire camera? It’s covered as part of our claims service. Up to £2,000 equipment hire available if you need it.
Amateurs & Professionals
Whether photography is your hobby or your profession, we understand people who love photography need a policy that is as serious about it as they are.
Lend to a Friend
Letting a trusted friend borrow your camera? Don’t worry, you’ll still be protected should something happen while someone else uses it.
Personal Accident Cover
If you've suffered an unfortunate and serious accident while using your photography equipment, then we can provide up to £10,000 in personal injury relief.
New for Old Cover
No value depreciation on your camera and kit when you use our approved claims service, which are all handled in-house by our own photography claims team – no outsourcing to a third party. Evidence of ownership is needed if you make a claim.
Pre-Owned Cameras & Lenses
Choose the cover that suits your budget. Your pre-owned camera bodies and lenses can be covered on a new for old basis or at their pre-owned value - you can choose. Proof of purchase is required.
Our optional extras
Want even more from your cover? If you’ve got projects lined up abroad, or if you need extra reassurance when you’re working closer to home, our extended covers might be just what you need. You can choose to protect your gear wherever you roam, or extend your cover against liability claims in case something goes wrong.
Global Travel
30 days of travel cover not enough? If you’re away with work or if you’re planning a worldwide adventure, you can extend your policy to include 365 days of global travel cover.
£5m Public Liability
Extend your Public Liability cover and get protection for you and those who assist you in photography or filming against third-party damage or injury claims of up to £5million.
Mechanical Breakdown
It’s frustrating if your camera breaks down outside its warranty. Our extended Mechanical Breakdown option will cover faulty kit that's up to 5 years old.
Global Travel
30 days of travel cover not enough? If you’re away with work or if you’re planning a worldwide adventure, you can extend your policy to include 365 days of global travel cover.
£5m Public Liability
Extend your Public Liability cover and get protection for you and those who assist you in photography or filming against third-party damage or injury claims of up to £5million.
Mechanical Breakdown
It’s frustrating if your camera breaks down outside its warranty. Our extended Mechanical Breakdown option will cover faulty kit that's up to 5 years old.
What does camera insurance cover?
Want to find out even more about our cover? If you're wondering about what's included in your camera insurance then we've answered a few questions for you below.
If you're looking into camera insurance, then for items that can be readily replaced with a new one (or with a similar model), the value should be the usual, undiscounted cost including VAT from a reputable retailer at the time you apply.
For pre-owned camera bodies, lenses and video/filming equipment, you can choose to insure them at their current, new replacement value or at the pre-owned price you purchased them at.
For vintage and rare equipment you need a specific valuation from a reputable source, that is not more than 12 months old. You will then need to obtain a new valuation every three years, to take into account any market changes in value during the period of insurance.
We can provide camera insurance if you're travelling abroad, but this depends on the options you choose. Included as standard with your policy, you are covered anywhere in the UK and up to 30 days worldwide in total during your period of insurance. If you need more extensive cover, you can choose our Global Travel option, which will extend your worldwide cover for the full policy period.
If you fall victim to theft of your camera or photography equipment, then the following security requirements apply:
Requirements: At your insured location (where your equipment is usually kept, which should also be your main place of residence)
For cover to apply whilst your items are at your insured location, please be aware that your items must be kept within the main structure of your insured location.
Requirements: In-Vehicle Cover
Theft or attempted theft from a vehicle will only be covered if your insured item is stored out of sight, in an enclosed storage compartment, boot or luggage space. All vehicle doors and windows must be closed and securely locked, and all vehicle security systems activated.
Accidental damage that occurs in a vehicle is only covered if the insured item is in a purpose-designed equipment case.
We cannot provide camera insurance if you live abroad. You must be a UK resident and domiciled in the UK.
Our Mechanical Breakdown provides cover for items purchased from new up to 5 years ago. We will only cover items that you select during the quote process, so you won't have to pay for items you don't want covered.
Public Liability - also referred to as Personal Liability or Third Party Liability - provides cover for any photo or filming-related legal liability that results in an injury to someone or damage to their property.