Camera Insurance

for Amateur Photographer readers

Welcome to photoGuard

With over 20 years’ experience of serving photographers, we understand their needs and that's why we're delighted to work closely alongside Amateur Photographer Magazine, so whether your specialism is landscape, wildlife, portrait or street photography, you can rest assured that your precious camera and photography kit is protected at home and on the road with us.

Want to know if photoGuard is right for you? Take a look at our policy features below:

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Public Liability

Accidents can happen, especially if you’re out in public. That’s why we will protect you against third party damage or injury claims. 


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Equipment Cover

Our insurance is designed for your camera equipment. That's why we can cover against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply.


In-Vehicle Cover

We know theft is an issue and you may want to cover photography equipment which is stored in the car. Our In-Vehicle Cover is automatically included. Storage and vehicle security requirements apply.

Camera Equipment Hire

Equipment Hire

Making a claim with us and still need a hire camera? It’s covered as part of our claims service. Up to £2,000 equipment hire available if you need it.

Amateur and pro photography insurance

Amateurs & Professionals

Whether photography is your hobby or your profession, we understand people who love photography need a policy that is as serious about it as they are.

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Lend to a Friend 

Letting a trusted friend borrow your camera? Don’t worry, you’ll still be protected should something happen while someone else uses it.

What our photoGuard customers say

We pride ourselves on delivering a personal service to every photographer that we help protect. You don't have to take our word for it though - check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.

Why choose photoGuard?

Household insurance may not provide the level of cover needed when you're serious about photography, such as cover when away from the home, accidental damage whilst out on a shoot or Public Liability protection. That’s where a specialist insurance provider can help. From amateurs to professional photographers and everyone in-between, photoGuard want you to feel confident and reassured knowing that your camera and equipment is protected no matter what happens.

20 years of Guardcover

Guardcover, from Thistle Insurance Services, is a leading brand of specialist leisure insurance focused on fulfilling the varied insurance needs of our customers. Since 1998, we've built up a reputation for excellence and a unique understanding of what you value. In that time, we’ve been there to protect:

  • Cyclists
  • Musicians
  • Pet owners
  • Property owners

As a specialist insurer, we know that standard insurance policies may not offer the peace of mind you need. That’s where Guardcover can help protect the things that matter to you. Whatever you’re serious about, we can help protect it.

Who we cover

Our cover has been designed for a wide variety of photographers. From professionals in the studio, to wedding photographers and even vloggers, our straightforward policy means you can have the cover you need, whether photography is your passion or profession. Our experience in the market means that whether you’re working on set or out on safari, we can keep you protected.

camera insurance

Camera Insurance

A picture is worth a thousand words, so a good video is priceless. Our cover can keep you protected when creating great memories.

Camera Equipment Insurance

Action Cameras

Action cameras let you get creative whether it’s just for fun or for work, but you'll want to keep it and its accessories safe. 

Compact Camera Insurance

Compact Cameras

Compact cameras are great for a quick getaway and luckily, our policies can be extended to cover you overseas.   

DSLR Camera Insurance


Whether your camera is a Canon, a Nikon or any other brand of DSLR, you’ll want it protected should the worst happen.

Video Camera Insurance

Video Cameras

A picture is worth a thousand words, so a good video is priceless. Our cover can keep you protected when creating great memories.

Photographer holding drone by lake


More and more people are taking to the air to capture incredible panoramic views. Our insurance includes cover for your eye in the sky.