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Cover options
  • Public Liability
  • Personal accident
  • Hire cover
  • UK cover
  • EU cover
  • Worldwide cover
  • In vehicle cover
  • Associate only

Insurance for photographers and their essential equipment from Photoguard

Reasons to choose Photoguard

  • GOOD NEWS! Our policy benefits are changing from the 2nd Jan 2013. To see the new terms if you are buying after that date please vist the Policy Terms section of our website
  • Flexible cover options - you create the cover you want
  • Our easy to use site makes it simple!
  • Cover up to £50,000 of photographic equipment
  • Over 10,000 photographers already on cover
  • Contact us now

Please be aware that if your policy is incepted on or after 2nd January 2013, there is a compulsory £50 excess in place of a £100 minimum claim amount.


Policy cover Select policy PRO policy
Maximum total equipment value £25,000 £50,000
Maximum single item limit £10,000 £15,000
In-vehicle cover optional optional
UK cover Yes Yes
EU cover optional optional
Worldwide cover optional optional
Public liability (£1 million) optional Yes
Increased Public Liability option No £2 or £5 million
Associates liability cover** No optional
Personal accident (£5,000 limit) optional No
Personal accident (£10,000 limit) No Yes
Hire cover limit £1,000 £2,000
Flexicover* No optional
Props cover No Yes
Accidental damage to portfolio No Yes
Professional indemnity available available
*Flexicover - if you only take up to 50% of your equipment value away from your home or studio, we charge you less.
**Associates can be fellow photographers or assistants who work with you, this will cover them for third party claims made against them.